Non-Transactional Relationship Accounts
Definition
Refers to Retail and Small Business deposits in accounts that are not transactional accounts
Refers to Retail and Small Business deposits in accounts that are not transactional accounts under O.D.1, but where the underlying depositors have other established relationships with the reporting entity such as another deposit account, a loan, bill payment services, or any similar service or product provided to the depositor that the reporting entity has demonstrated to the satisfaction of the supervisory team would make deposit withdrawal highly unlikely during a liquidity stress event. Do not report brokered, sweep or reciprocal deposits using this product, as they should be reported using products O.D.8 through O.D.13.
Applicable fields: product, sub_product, counterparty, maturity_bucket, currency, market_value, reporting_entity.
Cross-References
LCR Rule Mapping
Stable retail deposit outflow — 3% outflow
Uninsured non-brokered retail deposit — 40% outflow
Based on FINOS Morphir LCR sample (2014 final rule / 2019 FR 2052a). Status indicates mapping confidence vs. the 2025 form.
Try in LCR Calculator →Reporting Notes
Do not report brokered, sweep or reciprocal deposits using this product, as they should be reported using products O.D.8 through O.D.
Version History
Current version