Reciprocal Accounts

Refers to any deposit held at the reporting entity that is obtained, directly or indirectly, from or through the mediation or assistance of a deposit broker as that term is defined in section 29 of the Federal Deposit Insurance Act (12 U.S.C. 1831f(g)), where the deposits are received through a deposit placement network on a reciprocal basis, such that: (1) for any deposit received, the reporting entity (as agent for depositors) places the same amount with other insured depository institutions through the network; and (2) each member of the network sets the interest rate to be paid on the entire amount of funds it places with other network members.